Jewelry Designs

The Best Way to Buying Gold Necklaces

The Mintly Team

The Mintly Team

January 18, 2024

Purchasing gold necklaces can be an exciting yet daunting task. With so many styles, karats, and retailers available, knowing the best way to buy one that suits your taste and budget is crucial. In this blog, we’ll guide you through the process and provide you with the knowledge you need to make an informed decision.

Understanding Gold Quality

Gold necklaces are highly sought-after pieces of jewelry that exude elegance and hold substantial value. Understanding gold quality when selecting a gold necklace is vital for making an informed purchase.

Karat System

Gold quality is primarily determined by its purity, which is measured in karats (k). Pure gold is 24 karats, meaning it contains 100% gold. However, pure gold is soft and malleable, making it impractical for everyday wear as it can easily dent or warp. Therefore, gold is often alloyed with other metals like copper, silver, nickel, or zinc to enhance its strength and durability.

A 14k gold necklace contains 58.3% gold, while an 18k gold necklace has 75% gold content. The higher the karat number, the greater the purity and the richer the color of the gold. However, higher karat gold will also be softer and more prone to scratching. A 22k gold necklace strikes a balance between purity and practicality, being relatively durable while still maintaining a rich golden hue.

The choice of karat should reflect the wearer’s lifestyle and the intended use of the necklace. For instance, a 14k gold necklace is suitable for daily wear, offering resilience against wear and tear, whereas an 18k or 22k gold necklace might be reserved for special occasions due to its higher gold content and more vibrant color.

Additionally, the quality of a gold necklace is also influenced by its craftsmanship. Intricate designs and secure clasps contribute to the overall value and appeal of the piece. When purchasing a gold necklace, consider not only its karat but also the workmanship and style to ensure a timeless addition to any jewelry collection.

Color Variations

Gold necklaces come in different hues, including yellow, white, and rose gold. The color is determined by the metals alloyed with the gold; for example, copper gives rose gold its pinkish tint. Your choice of color should reflect personal preference and skin tone compatibility.

Setting a Budget when buying Gold Necklaces

When purchasing a gold necklace, setting a budget is a critical step to ensure a financially sound decision. Establishing a budget beforehand helps you to focus on options within your price range and avoid overspending. The cost of a gold necklace is influenced by various factors, including karat purity, weight, craftsmanship, brand, and any gemstone embellishments.

Begin by researching current gold prices, as the market fluctuates daily. Understanding the price per gram for different karats (24K being pure gold, and 18K, 14K, etc., containing less gold) aids in comparing the value of necklaces and determining what you can afford.

Consider why you’re buying the necklace. Is it for daily wear, a special occasion, or an investment? Your purpose can significantly affect how much you’re willing to spend. For everyday pieces, you might opt for durability over high karat purity, possibly saving money. Conversely, for an investment piece, higher karat gold may be preferable.

Factor in additional costs such as sales tax and potential future expenses like insurance or maintenance. By accounting for these variables within your budget, you can select a gold necklace that satisfies both your aesthetic desires and financial boundaries.

A Simple Guide to Choosing the Perfect Necklace Chain Style

Choosing a Chain Style

The style of the chain is significant for both aesthetic and durability reasons. Popular styles of Gold necklaces include:

  • Box Chain: Square links form a smooth chain that’s sturdy and suitable for pendants.
  • Curb Chain: Interlocked links that lay flat; this classic style comes in various thicknesses.
  • Figaro Chain: Alternating pattern of flat links in different sizes; it’s stylish yet robust.
  • Rope Chain: Twisted strands of gold create a spiral effect, offering strength and sparkle.

Consider the intended use when selecting the style—delicate chains are elegant but may not withstand heavy pendants.

Length and Fit for Gold Necklaces

When selecting a gold necklace, its length and fit are crucial to achieving the desired look and comfort. Necklace lengths range from 14 inches, known as a choker, to over 32 inches, referred to as opera length. Chokers sit high on the neck and are ideal for evening wear, while princess-length necklaces, usually 18 inches long, will hang over the collarbones and suit various attire.

A 16-inch necklace, often called a collar, fits closely around the neck and is versatile for both casual and formal outfits. Matinee length, ranging from 20 to 24 inches, falls between the collarbone and the bust and pairs well with business or casual wear.

For a tailored fit, consider your neck size; add two inches to your neck measurement for a comfortable choker or four inches for a pendant-bearing princess length. The metal weight can also affect fit; heavier gold necklaces may hang differently.

When layering necklaces, choose varied lengths to prevent tangling and to showcase each piece effectively. The fit should not restrict movement or cause discomfort, ensuring the necklace complements your style rather than overwhelms it.

Checking for Hallmarks

When assessing the value of gold necklaces, checking for hallmarks is an essential step. Hallmarks are small engravings on jewelry that indicate the precious metal content, the manufacturer, and sometimes the place and year of production. For a gold necklace, these hallmarks confirm the purity of the gold used, usually represented in karats (e.g., 10K, 14K, 18K) or in fineness (e.g., .585 for 14K gold, .750 for 18K gold).

To locate these hallmarks, inspect the clasp or the tag near the clasp with a magnifying glass, as they are often tiny and difficult to see with the naked eye. Authentic gold necklaces will have clear, professionally stamped hallmarks. In contrast, counterfeit pieces may have imprecise or absent markings.

The absence of a hallmark doesn’t always signify a fake, as vintage or handcrafted pieces might not be marked. However, when in doubt, it’s advisable to have the necklace tested by a professional jeweler using acid tests or electronic gold testers to confirm its authenticity and purity.

Where to Buy gold necklaces

When looking to purchase a gold necklace, there are several options available, each with its own advantages. Here’s a brief overview:

Jewelry Stores: Traditional brick-and-mortar jewelry stores are widespread and provide the benefit of seeing the necklace in person before purchasing. Experienced staff can offer personalized advice and after-sales services like fitting and repairs.

Online Retailers: Websites such as Blue Nile, James Allen, and Amazon provide a vast selection of gold necklaces. They often have competitive prices due to lower overhead costs and may offer customer reviews to help guide your choice. You can buy the necklaces from quality online jewelry store within Shopify, Ebay or Etsy.

Specialist Gold Dealers: These dealers focus on gold products, including gold investment-grade jewelry. They can be found online or in physical locations and often provide certificates of authenticity.

Estate Sales and Auctions: For those seeking vintage or unique pieces, estate sales and auctions are ideal. Sites like eBay or local auction houses may have hidden gems, but it’s crucial to verify authenticity and condition.

Pawn Shops: If you’re looking for more affordable options, pawn shops can be a source for second-hand gold necklaces. The prices can be negotiable, but the buyer should be cautious about the quality and authenticity.

Craft Fairs and Local Artisans: For handcrafted gold necklaces, look for local craft fairs or artisans. Purchasing directly from the creator can provide a unique piece and support local businesses.

Regardless of where you choose to buy a gold necklace, ensure that you verify the purity of the gold (measured in karats), check for hallmarks, compare prices, and review return policies before finalizing your purchase.

Comparing Prices and Quality

Once you’ve found several options within your budget, compare them based on their quality and design intricacy. Factor in any additional costs such as shipping or insurance for online purchases.

Authenticity and Appraisal

For high-value purchases, consider getting an independent appraisal to verify the necklace’s value and authenticity. This is particularly important if you’re buying an antique or piece with gemstones.

After-Sale Services

Inquire about after-sale services such as resizing, repairs, and cleaning. Some retailers may offer these services complimentary or at a discounted rate.

Making the Purchase

When you’ve found the perfect gold necklace:

  1. Review the return policy.
  2. Get a receipt that includes the description of the necklace (karat, weight, length).
  3. If online, ensure shipping is insured and trackable.

Care and Maintenance

Once you own a gold necklace, proper care will maintain its luster:

  • Store it separately to avoid scratches.
  • Clean it with a soft cloth and appropriate cleaning solutions.
  • Remove it during strenuous activities to prevent damage.


Buying gold necklaces is an investment in beauty and value. By understanding gold quality, setting a budget, choosing the right style, ensuring authenticity, and considering where to buy from, you’ll find a piece that will last for years to come. With these guidelines in mind, you’re well on your way to selecting a gold necklace that’s as timeless as it is exquisite.

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